Pregnancy Complication and Protection

Source: Pregnancy Complication and Protection
The answer to this is yes, most of the time. Most expectant mothers will have an uneventful pregnancy and a smooth delivery. However, unexpected problems, sometimes, can arise, and these are often unpredictable. The purpose of below information is to let you know sometimes a pregnancy, unfortunately, may not be smooth-sailing.In 2010, about 9,000 babies were hospitalised for congenital and neonatal conditions in subsidised wards at Singapore public hospitals. Even though they were in B2 or C class wards, some 700 had bills that came to more than $5,000.Source: Caring for babies with birth defects. The Strait Times, 15 Oct 2012. Refer to: http://yourhealth.asiaone.com/content/caring-babies-birth-defects#sthash.hoKzgXPt.dpufEvery minute , at least one woman dies from complications related to pregnancy or childbirth - that means 287 000 women a year in the world. In addition, about 10 million women will suffer from injury , infections or disease related to pregnancy or delivery.Source: World health organization: http://www.who.int/features/qa/12/en/

Pregnancy Complication

Here, we have tried to identify some of the more common possible complications and provide a brief overview.

1. Still Birth
2. Pre-Eclampsia or Eclampsia
3. Abruption of Placentae
4. Placenta Increta/Percreta
5. Amniotic Fluid Embolism
6. Fatty Liver of Pregnancy
7. Disseminated Intravascular Coagulation
8. Postpartum Haemorrhage requiring Hysterectomy

Protection Against Pregnancy Complication

Pregnancy marks an exciting new chapter in life. And just like every loving parent, we understand how you would want only the best for your child. Yet, while you are busy preparing for your baby's arrival with ample nourishment and newborn necessities, one question stands out above others: Have you ensured that you and your baby receive adequate financial protection during your pregnancy and beyond?A comprehensive prenatal insurance and savings plan should provide protection for expectant mothers from around 4 - 8 months into pregnancy and even extends to cover your baby after he is born. This means you will enjoy greater peace of mind, knowing that financial assistance is at hand should the unexpected happen during pregnancy or after childbirth. In addition, the savings aspect of this plan helps ensure that your child receives a head start in planning towards a financially secure future as soon as he is born.

Medisave Grant for Newborns

Source: Medisave Grant for Newborns

Introduction to Medisave Grant

All Singaporean children born on or after 26 August 2012 are eligible for a Medisave grant of $3,000 in their Medisave Account, which will be given in two equal tranches. The first $1,500 will be deposited in your child's CPF Medisave Account about two to three months after registration of birth, and the remaining $1,500 will be deposited a year later if your child continues to be enrolled in MediShield or a Medisave-approved Integrated Shield Plan.

Uses of Medisave Grant

This grant can help parents defray the costs of your child's hospitalization and certain approved outpatient treatment expenses incurred at any participating restructured or private hospitals in Singapore. In another hand, a congenital anomalies (Common examples include a cleft palate, hole in the heart and Down's syndrome.) requiring long-term medical treatment could cause a huge bill. As the Medisave grant for newborns is meant to support basic healthcare expenses and the use of Medisave is subjected to withdrawal limits, using the grant to fund the expensive medical cost will deplete the child's Medisave account quickly.Source:http://mycpf.cpf.gov.sg/CPF/my-cpf/have-child/HC3.htm

Please read further on Medisave Grant to learn about Affordable Medical Insurance