Melvin-Name Meaning

Source: Name Melvin Meaning
Melvin is my English name. I like this name mainly because it is easy to pronounce. Later on, I also found out it has a very good meaning: gentle lord.

Origin of the name: English

To Find out meaning of your name, please refer to
http://www.babyment.com/baby_name/meaning.php

Andy - Unisex Name

Surprise to learn that Andy can be a girl name, but I have never meet a girl that calls Andy.
Meaning of Andy: Brave
Origin of Andy: English

Source: Baby Name Andy

Pregnancy Complication and Protection

Source: Pregnancy Complication and Protection
The answer to this is yes, most of the time. Most expectant mothers will have an uneventful pregnancy and a smooth delivery. However, unexpected problems, sometimes, can arise, and these are often unpredictable. The purpose of below information is to let you know sometimes a pregnancy, unfortunately, may not be smooth-sailing.In 2010, about 9,000 babies were hospitalised for congenital and neonatal conditions in subsidised wards at Singapore public hospitals. Even though they were in B2 or C class wards, some 700 had bills that came to more than $5,000.Source: Caring for babies with birth defects. The Strait Times, 15 Oct 2012. Refer to: http://yourhealth.asiaone.com/content/caring-babies-birth-defects#sthash.hoKzgXPt.dpufEvery minute , at least one woman dies from complications related to pregnancy or childbirth - that means 287 000 women a year in the world. In addition, about 10 million women will suffer from injury , infections or disease related to pregnancy or delivery.Source: World health organization: http://www.who.int/features/qa/12/en/

Pregnancy Complication

Here, we have tried to identify some of the more common possible complications and provide a brief overview.

1. Still Birth
2. Pre-Eclampsia or Eclampsia
3. Abruption of Placentae
4. Placenta Increta/Percreta
5. Amniotic Fluid Embolism
6. Fatty Liver of Pregnancy
7. Disseminated Intravascular Coagulation
8. Postpartum Haemorrhage requiring Hysterectomy

Protection Against Pregnancy Complication

Pregnancy marks an exciting new chapter in life. And just like every loving parent, we understand how you would want only the best for your child. Yet, while you are busy preparing for your baby's arrival with ample nourishment and newborn necessities, one question stands out above others: Have you ensured that you and your baby receive adequate financial protection during your pregnancy and beyond?A comprehensive prenatal insurance and savings plan should provide protection for expectant mothers from around 4 - 8 months into pregnancy and even extends to cover your baby after he is born. This means you will enjoy greater peace of mind, knowing that financial assistance is at hand should the unexpected happen during pregnancy or after childbirth. In addition, the savings aspect of this plan helps ensure that your child receives a head start in planning towards a financially secure future as soon as he is born.

Medisave Grant for Newborns

Source: Medisave Grant for Newborns

Introduction to Medisave Grant

All Singaporean children born on or after 26 August 2012 are eligible for a Medisave grant of $3,000 in their Medisave Account, which will be given in two equal tranches. The first $1,500 will be deposited in your child's CPF Medisave Account about two to three months after registration of birth, and the remaining $1,500 will be deposited a year later if your child continues to be enrolled in MediShield or a Medisave-approved Integrated Shield Plan.

Uses of Medisave Grant

This grant can help parents defray the costs of your child's hospitalization and certain approved outpatient treatment expenses incurred at any participating restructured or private hospitals in Singapore. In another hand, a congenital anomalies (Common examples include a cleft palate, hole in the heart and Down's syndrome.) requiring long-term medical treatment could cause a huge bill. As the Medisave grant for newborns is meant to support basic healthcare expenses and the use of Medisave is subjected to withdrawal limits, using the grant to fund the expensive medical cost will deplete the child's Medisave account quickly.Source:http://mycpf.cpf.gov.sg/CPF/my-cpf/have-child/HC3.htm

Please read further on Medisave Grant to learn about Affordable Medical Insurance

Saving for Education - Financial Planning

Source: Saving for Education

Introduction to Saving For Education

Before your child even starts school, you would probably have spent a small fortune on many childcare programmes. This may continue into his/her primary and secondary school days, depending on his/her enthusiasm and persistence, as well as your pocket. Of course, when your child enters university, you have to fork out another big fortune on his tuition.

Financial Planning - Why Save For Education?

In Singapore, tuition fees at the three universities are currently about $8,000 to $15,000 per year (except for dentistry and medicine courses that are much more expensive). When it is your child's turn to enter university, this sum could have ballooned, with inflation and rises in fees. And if you send your child overseas, the bill, including school fees, living costs, air fares and other expenses, could easily amount to more than $70,000 a year.

Some parents regularly put aside a sum for their children's education, either into a savings account or an insurance plan. Others expect to rely on their CPF savings which can be withdrawn under the Education Scheme. However, note that CPF funds can only be used for local studies and have to be repaid with interest within 10 years. And there's also a risk if you can't sustain the saving due to unexpected incident like loss job, accident, huge medical bill.

How are you going to support your child? Want to consider insurance, but do you know how? Following article will help you understand an insurance plan for your child in no time.

Financial Planning - What's An Education Saving Plan?

It appears that these days, "insuring" the children's education is very necessary for many parents. An education Saving Plan is essentially an endowment plan better to put money into the Saving account of Bank, where the owner pays premiums for the term of the policy, which may be from only five years, and receives a lump sum at maturity. Some of the policies pay out a sum of money once every few years, for example five years. This payment comes in handy if you require some funds during the term of the policy, eg, if you want to send your child for those extra courses (piano, computer, etc).

Medisave Grant for Newborns to cover the hospitalization and certain outpatient treatment expenses

Source: Medisave Grant For Newborns

Introduction to Medisave Grant

All Singaporean children born on or after 26 August 2012 are eligible for a Medisave grant of $3,000 in their Medisave Account, which will be given in two equal tranches. The first $1,500 will be deposited in your child's CPF Medisave Account about two to three months after registration of birth, and the remaining $1,500 will be deposited a year later if your child continues to be enrolled in MediShield or a Medisave-approved Integrated Shield Plan.

Uses of Medisave Grant

This grant can help parents defray the costs of your child's hospitalization and certain approved outpatient treatment expenses incurred at any participating restructured or private hospitals in Singapore. In another hand, a congenital anomalies (Common examples include a cleft palate, hole in the heart and Down's syndrome.) requiring long-term medical treatment could cause a huge bill. As the Medisave grant for newborns is meant to support basic healthcare expenses and the use of Medisave is subjected to withdrawal limits, using the grant to fund the expensive medical cost will deplete the child's Medisave account quickly.

Source:http://mycpf.cpf.gov.sg/CPF/my-cpf/have-child/HC3.htm

Affordable Medical Insurance

There are some affordable medical insurances (Premium as low as 200-300 SGD per year deducted from CPF) that can help to cover a portion of the medical expenses ( Up to unlimited amount per lifetime) when the need arises. The use of the child's Medisave grant for Integrated Shield Insurance is subject to each family's own decision. However, we encourage parents to purchase Approved Integrated Shield Insurance for their children if such coverage is suitable for their family's needs and situation.

Parents may wish to check for more information on Healthcare Protection for Your Child.

If you want to receive more information on Healthcare Protection for your child, please fill up the information and a financial advisor will contact you to give you advice.

Click to Contact Financial Advisor that Can Give You Advice on Medical Insurance

Search For Maid in Singapore

Please refer to the link below for each category of maid in Singapore. 

Transfer maid

New maid

Indonesian Maid

Filipino Maid

Myanmar Maid

Maid Agencies

Source: Search For Maid